Down Payment Assistance

Communities First Ohio - Down Payment Assistance Made Simple

Communities First Raster

The Greater Cincinnati Redevelopment Authority is proud to offer the Communities First - Down Payment Assistance program, providing first mortgage financing and down payment / closing cost assistance grants to eligible homebuyers. The Redevelopment Authority created Communities First - Ohio as part of a commitment to increasing homeownership opportunities for residents in Ohio.

What are the Highlights?

Benefits - CF

Impact to Date

$+
Loan Volume
+
Families Assisted

Am I Eligible?

To be eligible, all borrowers must:

  1. Meet standard industry guidelines.
  2. Not exceed maximum income limits.
  3. Have a maximum debt-to-income ratio of 45% (may vary).
  4. Have a minimum FICO credit score of 640.
  5. Occupy the property as their principal residence within 60 days.
  6. Apply through a participating lender.