Communities First – Downpayment Assistance for Ohio

Program Overview


The Port of Greater Cincinnati Development Authority is proud to offer the Communities First – Down Payment Assistance for Ohio program, providing first mortgage financing and down payment/closing cost assistance to eligible homebuyers.

The Port Authority created Communities First – Ohio as part of a commitment to increasing homeownership opportunities for residents in Ohio.

Key benefits of the program include:

  • 3%, 4% and 5% down payment/closing cost assistance
  • FHA, VA, RD, HUD 184, and conventional loans
  • No first time homebuyer requirement
  • Home purchase or rate/term re-finance
  • Streamlined and simple electronic process

Communities First Ohio Borrower Brochure 2017-3
Communities First Ohio Lender Brochure 2017-3

To become a participating lender, please contact Sharon Gonzalez: 214.953.4122 or

Participating Lenders:

American Eagle Mortgage Company, LLC
American Savings Bank, fsb
Bank of England, dba ENG Lending
Benchmark Bank, dba Loan One
Chemical Bank
Cincinnati Federal
CrossCountry Mortgage
Developers Mortgage Company
Equity Resources
Fairway Independent Mortgage Corp
FFC Mortgage Corporation
First Choice Loan Services
First Financial Bank
Guaranteed Rate
Guardian Savings Bank F.S.B.
HomeServices Lending, LLC
Homeside Financial, LLC
Howard Hanna Mortgage Services
MainSource Bank
MCS Mortgage Bankers, Inc.
Mortgage 1, Inc.
Movement Mortgage
Nations Reliable Lending
New Carlisle Federal Savings Bank
NTFN, dba Premier Nationwide Lending
NVR Mortgage Finance, Inc.
Option Financial, LLC
Primary Residential Mortgage
PrimeLending, A PlainsCapital Company
Priority Mortgage Corp.
Rapid Mortgage Company
Republic State Mortgage Co.
Riverhills Bank
Summit Funding
The Arlington Bank
Union Savings Bank
USA Mortgage, a Division of DAS Acquisitions
Warsaw Federal Savings and Loan Association
Western Ohio Mortgage Corporation